Supplemental insurance is an additional form of insurance that is designed to cover expenses that standard insurance available in your state may not include. This form of insurance often covers expenses for health care that other forms of insurance such as Medicare, Medicaid or a company healthcare policy may not cover. Standard health insurance policies
Stock options were formerly considered best left to stock trading professionals. But these days, trading stock options is almost as easy as buying and selling shares of stocks or mutual funds. Stock options are even allowed in self-directed Individual Retirement Accounts (IRA’s). Even as options have become easier to access and trade, they may still
In less than thirty seconds, a small fire can grow completely out of control and turn into a major fire that spreads throughout the house. Within minutes, your home can be filled with smoke. Preventing fires is the easiest way to avoid a potentially dangerous situation. While in the kitchen, follow these safety precautions: Unplug
The National Flood Insurance Program is a government program run by the Federal Emergency Management Agency (FEMA). If your home or business is located within a 100-year flood zone as determined by FEMA, you will be required to purchase flood insurance to obtain a mortgage or business loan. Flood insurance must be purchased as a
When a college makes an offer of financial aid, parents and students have the right to appeal and discuss the findings with the financial aid officer. In some cases, the institute of higher learning may up their offer. When possible, try leveraging off of any aid packages offered by a competing institution where you applied.
Scheduling Items on your Homeowners policy The term “Homeowners Insurance” is used for insurance policies that insure a person’s primary, owner-occupied residence. This can be a single family home, a multi-family (up to 4 apartments) home, an apartment or condominium. Each residence is insured through a different type of “homeowners” policy. Each policy covers personal
CD or Savings Account: One, Both, or Neither? Finding an investment product that best meets your unique needs can be confusing and frustrating. There are so many out there, including mutual funds, money markets, stocks, bonds, and annuities, to name a few. Books have been written comparing and contrasting each one of these. This article
Insuring Investment Property Properly insuring investment property will make a difference at the time of a claim. The type of property you choose to invest in will dictate the type of insurance you should purchase. Unlike your homeowner’s policy that comes with lots of extra coverages bundled into it, you must choose the coverages you